Who We Are

We exist to shape the future of finance and redefine its core. At SEBx, innovation isn’t just a process, it’s a mindset. Our Innovation Ecosystem spans three core pillars: Business, Research, and Technology, powered by a world-class network of startups, leading tech firms, top universities, and industry partners. Together, we create forward-thinking solutions and groundbreaking research.

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SEBx thrives on curiosity and exploration. We don’t just monitor trends, we venture into the unknown, experiment boldly, and rapidly prototype ideas that challenge the status quo. Leveraging expertise from SEB and our partners, we take a portfolio approach across diverse business and technology domains, ensuring agility and impact.

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Our team combines PhD-level AI specialists with seasoned professionals, bringing over a century of combined experience in banking and startups. This unique blend equips us to explore, test, and implement innovative concepts swiftly and effectively. With a long-term vision spanning 5 to 15 years, SEBx is committed to future-proofing finance and continuously pushing boundaries to keep SEB at the cutting edge of the industry.

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SEBx is proud to be part of the SEB Group

 

Our History

SEBx was born from a bold idea: to keep the bank relevant in a rapidly changing world and to embrace disruption rather than fear it.

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In 2018, SEB’s CEO and a visionary team created a small and agile unit, the “X division” with a mandate to operate beyond conventional structures and legacy processes, while having full access to the bank’s resources. This freedom allowed us to chart our own course, explore emerging technologies, and pioneer groundbreaking innovations.

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• 2018 – SEBx Innovation Studio launched.

• 2022 – Our first external customer joined, and SEB Embedded was born.

• 2023 – SEBx evolved into SEBx 2.0 with a new team on place, reaffirming our mission to lead the way into the future.

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Today, we remain true to our roots: explorers at the edge of possibility, dedicated to shaping the next era of finance.