At SEB, our data is one of our most valuable assets. It allows us to understand market trends and build smarter services for our customers. However, the most valuable information we hold, e.g. individual customer transactions, is also the most sensitive.   Under regulations like GDPR, we must rightfully ensure the highest standards of data protection. While these regulations are vital for maintaining customer trust, they can create a hurdle for rapid experimentation in Machin

Perspectives on price trends, tech evolution, and what’s driving it all. Interview with Nicolas Moch, Head of SEBx Introduction As we approach the end of 2025, the conversation around Artificial Intelligence (AI) remains intense. Is the hype justified, or are we heading toward a bubble? What do venture capitalists in Silicon Valley really think about AI valuations? And how fast is the technology evolving? We sat down with Nicolas Moch  to explore these questions and gain insi

Financial institutions have long relied on the core pillars of mathematics and physics, which is why it is no surprise that so many mathematicians and physicists have traditionally gravitated toward this sector. Brownian-motion-based pricing models, diffusion processes for risk analysis, and statistical and quantitative methods are only a few of the foundational tools. Today, however, an additional and rapidly accelerating trend is reshaping the talent landscape: the rise of